Author: Grace Santos

Grace is a former OFW: she spent six years as a registered nurse in the UAE and Saudi Arabia before returning to Cebu, where she now writes full-time about migrant finance. She writes every page on this site. Register: warm, first-person-plural ("we OFWs"), practical, protective of the reader's peso — never preachy, never hype. She writes from lived experience of padala day, remittance queues, and the exchange-rate math families do at the kitchen table.